ASAM

7 September 2010
Article

Informing You - September 2010
by Steven Forbes

"The situation in Ireland is a great example of what can happen when an economy is built around increasing property values and high borrowings."

The Sunday Telegraph

5 September 2010
Quote

Equities are dead, long live bonds
by Emma Wall

"Based on the accuracy of the City's predictions, I'd say this is the perfect buy signal for equity investors ....." says Alan Steel.

The Telegraph online

2 September 2010
Quote

Stock market shock: share prices can go up as well as down
by Ian Cowie

Alan Steel was willing to tip equities to some degree against the consensus of relentless pessimism. 

The Telegraph online

1 September 2010
Quote

Experts tip six funds for rising income
by Ian Cowie

......  "It is not too late for cautious to medium risk savers to benefit from increasing returns on income and capital from high yield income unit trusts."  says Alan Steel.

Scotland on Sunday

29 August 2010
Article

Ditch bonds and seek out dividends, as herds of US investors head for a fall
by Alan Steel

Alan Steel says that for cautious investors the simplest way is to consider Income Funds which give a good income.

The Sunday Times

29 August 2010
Quote

Takeover targets to help beat the gloom
by Nina Montagu-Smith

"At some point this cash is going to have to be returned to investors ....." says Alan Steel

ASAM

25 August 2010
Article

Letter from Linlithgow - August 2010
by Alan Steel

"For efficient income and capital growth - look no further than high quality UK and international equity income funds," advises Alan Steel.

The Press and Journal

23 August 2010
Article

Sometimes it can be better to give than to receive, from a fiscal point of view
by Steven Forbes

Relief on charitable donations could also benefit taxpayer.

CA Magazine

20 August 2010
Quote

Opportunity or Bubble?
by Ian Harper

"Green energy specialist funds - find a good fund manager," says Alan Steel.

Written for The Scotsman

14 August 2010
Article

You Cannae Win - or Can You?
by Alan Steel

“An analysis of corporate balance sheets in the West tells us cash is 3 times what it was in 1982 before the start of the great Bull Market run.” 

The Independent

14 August 2010
Quote

Fund managers' fees: fair or foul?
by Nic Cicutti

"If clients are aware of the potential fees at the outset, they should have no qualms about it," says David Scott, Financial Consultant.

The Herald

14 August 2010
Article

Understanding tax rules can inflate value of donations to worthy causes
by Steven Forbes

"I have been surprised by the number of people that have been unaware of the tax advantages that are available when you make donations to UK charities."

ASAM

11 August 2010
Article

Informing You - August 2010
by Steve Forbes

Give a little, gain a lot .........

The Telegraph on-line

26 July 2010
Quote

Counting the cost of following fund fashions
by Emma Wall

Alan Steel prefers global or US fund managers in the health care sector who are free to choose when they see opportunities.

Citywire.co.uk

23 July 2010
Quote

The New Model Adviser® top 10 longest-serving IFAs
by Rob Griffin

Alan Steel said, "I genuinely enjoy helping people become financially independent, saving them tax and stopping them from being ripped off by cowboys.".....

The Scotsman

17 July 2010
Article

In low-interest era it might be time to go Dutch with savings
by Alan Steel

"This kind of fund is ideal for people in retirement looking for a decent income that rises year by year ......."

The Press and Journal

12 July 2010
Article

Budget Signals Chance to Plan your Finances for the Future
by Steven Forbes

Steven Forbes, Managing Director, gives his thoughts on the recent Budget, future saving and investment.

Scotland on Sunday

20 June 2010
Article

Hidden charges expose failures of FSA
by Alan Steel

"Look at the cost, which is coming out of your pocket, when buying financial products ....."

The Scotsman

19 June 2010
Article

Diverse investments make sense as firms' shares take a plunge
by Alan Steel

"It makes sense to invest in a diversified manner with investments managed by contrarian fund managers ....."

Money Marketing

10 June 2010
Quote

Stars playing for high stakes in Jupiter float
by Lee Jones, Hannah Stodell

Graeme Currie, Financial Consultant comments on the forthcoming Jupiter flotation .....

The Scotsman

7 June 2010
Quote

Even the top defensive stocks carry certain risks
by Bill Jamieson

"Alan is a champion of unconstrained funds........"

The Telegraph

5 June 2010
Quote

£50,000 Fantasy fund manager game kicks off
by Staff Reporter

Alan Steel was asked for some suggestions for the Fantasy Fund Manager Game being run by The Telegraph.

ASAM

4 June 2010
Article

Letter from Linlithgow - June 2010
by Alan Steel

"Investors should not lose sight of the big picture," advises Alan Steel.

ASAM

3 June 2010
Article

Informing You - June 2010
by Steven Forbes

"Big is not always beautiful when it comes to shareholder value....."

Written for The Telegraph Fantasy Fund Management Competition

1 June 2010
Article

Fantasy Fund Management
by Alan Steel

"We believe the Commodity demand theme is intact and exploding middle classes in developing countries will increase demand for consumer services and products...."

Scotland on Sunday

30 May 2010
Quote

How to make the most of £100,000
by Teresa Hunter

"Investors have to seek alternatives to cash " says Steve Wilson, Financial Consultant. 

The Scotsman

22 May 2010
Article

Leave the trackers behind and keep returns on course
by Alan Steel

"Be wise enough to recognise that trackers are flawed and be attracted instead to the skills of contrarian money managers..."

The Telegraph on-line

21 May 2010
Quote

Global perfect storm?
by Ian Cowie

Alan Steel urges investors to resist following the crowd .....

ASAM & The Herald

12 May 2010
Article

Informing You - May 2010
by Steven Forbes

"Anyone investing for the long term should never worry about short term fluctuations ......."

The Telegraph on-line

10 May 2010
Quote

Can stock market rally last? Ask the man who predicted crash
by Ian Cowie

"Alan Steel expects two to three months of volatile up and down movements in stock markets .....

Scotland on Sunday

9 May 2010
Quote

How to protect yourself from the money meltdown ahead
by Teresa Hunter

"Alan Steel recommends investing abroad to protect yourself from the money meltdown ......"

The Telegraph on-line

19 April 2010
Quote

Trying to be Sensible
by Ian Cowie

Alan Steel said, “I’m turning a bit bearish but my caution is short term.”

ASAM

8 April 2010
Article

Letter from Linlithgow - Easter 2010
by Alan Steel

Alan Steel gives his 10 point plan for successful investing ......

The Press and Journal

29 March 2010
Article

UK savers urged to act before belts are tightened further
by Steven Forbes

"Forthcoming Budgets likely to be stronger on austerity measures,"  says Steven Forbes.

The Scotsman

27 March 2010
Article

Choosing shares over property can deliver money for nothing
by Alan Steel

"Why anyone in their right mind would ignore the merits of equity funds and pensions in these circumstances says much about who they listen to before making critical investment decisions."

The Herald

26 March 2010
Article

Business as usual? I thought the party was over
by Steven Forbes

"Steven Forbes believes the Budget revealed glimpses of what lies ahead ........."

ASAM

24 March 2010
Article

Informing You - March 2010
by Steven Forbes

Steven Forbes, Managing Director, comments on Alistair Darling's Budget....

The Telegraph

20 March 2010
Quote

Advisers reveal the best homes for your spare cash
by Kara Gammell

"Steve Wilson, Financial Consultant, tips M&G Global Basics and Invesco Perpetual Distribution ......"

The Telegraph (edited version)

13 March 2010
Article

The so-called Global Meltdown and reasons to be tearful
by Alan Steel

"It might be a bumpy summer, but a more positive autumn and winter. "

The Times

13 March 2010
Quote

Investment masterclass: fight against your instinct to make a profit
by David Budworth

Alan Steel says "The contrarian would shun property investments and gilts in favour of equities ....."

Money Marketing

4 March 2010
Quote

FSA's Dewar warns of rising retail bond risk
by Hannah Stodell

Alan Adam, Financial Consultant says "I do not think the warning is strong enough."

Money Marketing

4 March 2010
Quote

Advisers braced for China correction
by Hannah Stodell

Alan Adam, Financial Consultant says "The China story is one where there could be big hits and misses"

Money Marketing

4 March 2010
Quote

Q&A with David Jane, Manager M&G Cautious Multi Asset Fund
by the Editor

"David Jane is regarded as a safe pair of hands by Alan Steel".....

The Press and Journal

2 March 2010
Article

Taking a wider world view could pay off for investors
by Steven Forbes

"Great deal of ignorance in UK of how other countries are performing"

The Scotsman (edited version)

27 February 2010
Article

Worry beads at the ready again
by Alan Steel

"After a crisis and then a remarkable recovery, the next phase for stockmarkets, can be a bit bumpy....."

ifaonline.co.uk

18 February 2010
Quote

Alan Steel Asset Management warns beef up pensions now
by Laura Miller

"Higher-rate tax payers should pile cash into their pensions this year ......"

ASAM

18 February 2010
Article

Letter from Linlithgow - February 2010
by Alan Steel

"Being contrarian is never popular, and it’s uncomfortable for much of the time, but it works." 

ASAM

16 February 2010
Article

Informing You - February 2010
by Steven Forbes

"It is worth looking at the World as a whole when choosing where to invest your money ....."

The Scotsman

30 January 2010
Article

What comes around goes around as QE seems to pay off
by Alan Steel

"US GDP growth is likely to confound most investors."

ASAM

19 January 2010
Article

Informing You - January 2010
by Steven Forbes

".....the Government will be issuing record amounts of Gilts in the coming years ......"

MoneyMarketing

14 January 2010
Quote

Is it finally Japan's year?
by Hannah Stodell

Alan Adam, Financial Consultant, remains cautious about Japan being the investment surprise of 2010.

The Scotsman

2 January 2010
Quote

Terrible financial year ends with hope of bright future
by Jeff Salway

Alan Steel says if you look behind the headlines, you will find good reason to believe that the surprises will continue.

The Daily Telegraph

26 December 2009
Quote

Fund and share tips for 2010
by Kara Gammell

Alan Steel gives his tips for 2010.

ASAM

21 December 2009
Article

Letter from Linlithgow - Christmas 2009
by Alan Steel

"The future is bright as long as you follow the Three Wise Men and the Stars ...."

The Daily Telegraph

19 December 2009
Quote

What will next the 10 years hold for investors?
by Ian Cowie

Alan Steel says, "The biggest lesson investors should learn is the herd is always wrong."

The Scotsman

19 December 2009
Article

There's an awful lot of coffee - and much else besides - in Brazil
by Alan Steel

"Investors could add a bit of sunshine to their returns by having more exposure to Latin America and Brazil in particular."

ASAM

18 December 2009
Article

Informing You - December 2009
by Steven Forbes

"What a Year!"

FT Adviser Blog

18 December 2009
Article

Perceived wisdom or financial folly?
by Alan Steel

"There is nothing wrong with sticking to a simple set of simple rules when it comes to investing."

The Press and Journal

14 December 2009
Article

Should emerging markets be given a greater weighting?
by Steven Forbes

Spreading investment net into Far East economies could be way of reducing risk.

The Scotsman

1 December 2009
Quote

Britons stop buying and start repaying debt at a record rate
by Claire Smith

Alan Adam, Financial Consultant, said, "We are definitely saying to people they should get their house in order ....."

The Scotsman

24 November 2009
Quote

Lloyds banks on strong demand for rights issue
by Erikka Askeland

Alan Steel believes that Lloyds bank discounted shares would appeal to investors with a lot of patience .....

The Press and Journal

23 November 2009
Article

Don't get carried away with short-term market concerns
by Steven Forbes

Time, as billionaire Buffett says, is the key to investment success

The Sunday Times

22 November 2009
Quote

Be brave and buy the dollar
by Jennifer Hill

The dollar tumbled to a 15-month low against top currencies last Monday so it could be the time to snap it up

The Sunday Herald

22 November 2009
Quote

Interest blow for investors
by Simon Bain

SIPPs providing low interest on cash

The Telegraph Online

21 November 2009
Quote

Can the stock market go any higher?
by Ian Cowie

Steve Wilson, Financial Consultant, believes shares will rise, but there could be setbacks along the way ......

Written for The Scotsman

20 November 2009
Article

The long haul flight to quality returns
by Alan Steel

"Investors should invest with quality managers who invest in companies whose future prospects are correlated with global growth."

FT Adviser blog

20 November 2009
Article

44bn reasons to back the Buffett bull
by Alan Steel

"When will we accept that Mr Buffett is not a lucky gambler, but a skilful investor?"

ASAM

19 November 2009
Article

Informing You - November 2009
by Steven Forbes

... riding out market peaks and troughs and not trying to guess market movements is still the sensible - and profitable - option...

Money Marketing

19 November 2009
Quote

F&C FoF chief plans property fund buys
by Hannah Stodell

Alan Adam says "......now is not a bad time to be looking at commercial property for diversification ....

The Sunday Herald

15 November 2009
Quote

Stock wagon keeps rolling on for now
by Simon Bain

ASAM seek out the cream of the market's managers ........

The Telegraph Online

6 November 2009
Article

Forty four billion reasons supporting the Bull market
by Alan Steel

"....continued scepticism amongst experts and ordinary investors, tells us to expect a continuing, worldwide, stockmarket recovery."

The Daily Telegraph

31 October 2009
Article

Reasons to be cheerful still beat resons to be fearful
by Alan Steel

"...If I was a UK investor, I'd be seeking to invest overseas...."

ASAM

29 October 2009
Article

Letter from Linlithgow - October/November 2009
by Alan Steel

Alan Steel thinks it would be helpful to give a few of Warren Buffett's quotes ....

ASAM

26 October 2009
Article

Informing You - October 2009
by Steve Forbes

"Let us try and imagine what it must be like through the "bailed out" bank chiefs' looking glass ..........."

Scotland on Sunday

25 October 2009
Article

History tells us Generation Y will come up with the goods
by Alan Steel

"Every crisis has birthed new entrepreneurial opportunities."

The Scotsman

24 October 2009
Article

It's a rollercoaster ride but patience pays off in long term
by Alan Steel

"While it may be comfortable to run with the herd, it is usually heading the wrong way."

Money Marketing

15 October 2009
Quote

Advisers call for absolute returns sector to be split
by Hannah Stodell

Alan Adam, Financial Consultant, comments on the absolute returns sector.

Money Marketing

1 October 2009
Quote

Measure for measure
by Hannah Stodell

Alan Adam, Financial Consultant, says, “There is a danger that the Government thinks regulation is the answer to everything.”

The Press & Journal

29 September 2009
Article

It's more important than ever to use all your tax allowances
by Steven Forbes

Hard times ahead as Government looks for ways of raising extra £15bn of revenue

The Scotsman

26 September 2009
Article

Bin the bumph with a fund supermarket
by Alan Steel

"If you’ve got a big suitcase filled with bewildering bumph from various investments, feeling confused, would like an easy life, now you know there’s an answer...." 

ASAM

23 September 2009
Article

Informing You - September 2009
by Steven Forbes

"The cat is out of the bag...."

ASAM

3 September 2009
Article

Letter from Linlithgow - September 2009
by Alan Steel

"Statistics still show too little confidence and too much cash on the sidelines.  And history tells us that’s probably good news."

The Sunday Telegraph

30 August 2009
Quote

The Bounce Back
by Paul Farrow

“We may get a wee correction in the autumn but I believe the rally will continue for the next 12 months,” says Alan Steel. 

The Daily Telegraph

29 August 2009
Article

Ignore the doomsayers, the outlook is not that bad
by Alan Steel

“History confirms Bull markets always begin in the middle of the worst possible news.” 

The Scotsman

29 August 2009
Article

India on the road to becoming financial world powerhouse
by Alan Steel

“Developing countries or emerging markets have represented a safer haven for investors.”

The Press and Journal

3 August 2009
Article

Chinese Consumer a force to be reckoned with for global investor
by Steve Forbes

"M&G's star fund manager has been backing rapid rise in emerging economies' middle classes...."

The Scotsman

1 August 2009
Article

Broccoli, Chocolate and the untrue things we all believe
by Alan Steel

“Be fearful when everybody is ecstatic and greedy when they’re pessimistic.”

FT Adviser blog

17 July 2009
Article

Golden Cross is a sign of better times to come
by Alan Steel

“One very positive sign has been the Golden Cross which has been seen or is due to happen in many markets.”

ASAM

16 July 2009
Article

Letter from Linlithgow - July 2009
by Alan Steel

“Is everything you believe to be true really so?   .... “

ASAM

30 June 2009
Article

Informing You - June 2009
by Steven Forbes

"We believe investing in the stockmarket now, while it is at a low level, makes sense, but we are concerned that clients who would be best advised to invest into a pension are being prevented from doing so.... "

The Herald

27 June 2009
Quote

FSA plan to limit commission may fall on deaf ears
by Simon Bain

Alan Steel thinks the FSA's bid to outlaw commission won't work

FT Adviser blog

12 June 2009
Article

Markets soaring, but unemployment on the up
by Alan Steel

“I believe the cycle turned in February ….”

The Insider Magazine

12 June 2009
Quote

The Burning Question
by the editor

Alan Steel answers the Burning Question.

The Sunday Herald

7 June 2009
Quote

Soaring prices and green shoots
by Steven Vass

Alan Adam says the markets are probably telling us the next year will look better economically...

The Scotsman

6 June 2009
Article

Buffett feasts on lean stocks to confound his critics once more
by Alan Steel

“His view was that the extraordinary financial circumstances were an opportunity for the long-term investor.”

The Scotsman

6 June 2009
Quote

Fears over 'bubble' in corporate bonds
by Jeff Salway

Alan Steel thinks the corporate bond market shows all the hallmarks of a bubble waiting to burst.

The Scotsman

27 May 2009
Quote

Bullish investors are leading charge with hope of market rally
by Erikka Askeland

Alan Steel believes market is in the middle of a "monster rally".

The Press and Journal

25 May 2009
Article

MPs acting in their own interests when it comes to pension rules
by Steven Forbes

Commons members won exemption from the new 'lifetime allowance' as set out in 2004 Act.

The Daily Telegraph

23 May 2009
Article

Look on the bright side - even if the pessimists won't
by Alan Steel

"Leading economic indicators suggest blue skies ahead."

ASAM

15 May 2009
Article

Informing You - May 2009
by Steven Forbes

"Our concerns have been forwarded to Alistair Darling and we have been asked to provide more details as to how this may have a negative effect on both the pensions industry and the public." 

The Sunday Times

10 May 2009
Quote

The best managers to spot a recovery
by Jennifer Hill

Alan Steel likes Tom Dobell, M&G Recovery .....

The Daily Telegraph

9 May 2009
Quote

Is this the start of a bull run or a fool's rally?
by Emma Wall

Steven Forbes believes that the bull rally has begun ......

The Scotsman

9 May 2009
Article

Future of Equities not as bleak as financial pessimists make out
by Alan Steel

"According to a study of bear markets since 1900, the average recovery time is just over two years ......"

The Daily Telegraph

4 May 2009
Quote

Is there a bull market around the corner?
by Paul Farrow

Steven Forbes, Managing Director, is convinced we are at the start of a bull market.”

Scotland on Sunday

3 May 2009
Quote

Savers left without profits
by Teresa Hunter

Alan Steel maintains insurance savings plans have little validity today.

The Scotsman

2 May 2009
Quote

Playing with fire can be a calculated risk for investors
by Edward Murray

Alan Steel says "....forward P/E ratios are not worth the paper they are written on...."

ASAM

29 April 2009
Article

Letter from Linlithgow - April 2009
by Alan Steel

“Good news you don’t see in the media.”

The Press and Journal

27 April 2009
Article

Back to the future for UK taxpayer as 'Doc' Darling announces changes
by Steven Forbes

"Savers urged to use existing allowances fully to make the most of their money."

ASAM

23 April 2009
Article

Informing You - Budget Update
by Steven Forbes

“A tax regime from the 1970s is reintroduced in the Budget.”

FT Adviser blog

17 April 2009
Article

Green shoots? No, this is a flourishing nursery.
by Alan Steel

“These are all signs of a healing economy….”

ASAM

16 April 2009
Article

Informing You - April 2009
by Steven Forbes

Steven Forbes, Managing Director, gives his Budget forecast.

The Scotsman

11 April 2009
Quote

Smart Money
by Jeff Salway

Alan Steel points out investors who pulled everything out of the US when markets nosedived have missed out.....

The Scotsman

4 April 2009
Article

Yes it's been bad - so be ready for a great market opportunity
by Alan Steel

'Myopic loss aversion' means some might miss out on the rally.

The Independent

28 March 2009
Quote

Drugs are on a high, but will it last?
by James Daley

Alan Adam, Financial Consultant, said, “We would advise people against investing in specialist funds.”

The Scotsman

28 March 2009
Quote

Now is the time to invest in a pension
by Edward Murray

Alan Steel believes now is a good time to enter the stockmarket.

The Press and Journal

23 March 2009
Article

Now may be a good time to join the queue for bargains
by Steven Forbes

"For a medium to long-term investor, now could be the perfect time to invest in the stock market."

FT Adviser blog

20 March 2009
Article

New era of fierce and fulsome regulation?
by Alan Steel

“The FSA has failed to stamp out the most blatant and common place abuses in the market and yet it asks us to trust it time and again.”

ASAM

20 March 2009
Article

Informing You - March 2009
by Steven Forbes

Steven Forbes says, "Now is the perfect time to invest in the stockmarket."

Daily Telegraph

14 March 2009
Quote

Economic Update - Easter 2009
by Jim White

Advice you can bank on.   Jim White imagines a problem page for stressed billionaires, bankers and experts

The Independent

14 March 2009
Quote

Will the US lead a global recovery?
by James Daley

Alan Adam, Financial Consultant, says the best way to get exposure is to drip your money in on a monthly basis.

The Sunday Herald

8 March 2009
Quote

Stockmarket ISAs promise returns for risk takers
by Naomi Caine

Alan Steel is enthusiastic about equities.

The Scotsman

7 March 2009
Article

Let history be your guide
by Alan Steel

“History shows the worst thing you can do is pile in with the herd into the latest obvious answer”

Sunday Herald

1 March 2009
Quote

Lloyds raids cash from Widows
by Kenny Kemp

Alan Steel said, "Anybody who buys a financial product from a bank needs their head examined.”

CA Magazine

1 March 2009
Quote

Exchange rates a bit of a burger
by the editor

Alan Steel says, “Using the Big Mac Index you can often make a whopper of a currency gain!”

ASAM

24 February 2009
Article

Letter from Linlithgow - February 2009
by Alan Steel

“I’d like to share some reasons to be cheerful.” 

The Press & Journal

23 February 2009
Article

Inflation likely to wipe out savers' meagre gains
by Steve Forbes

Steve Forbes gives his view on the economic impact over the next few years.

The Independent

21 February 2009
Quote

Spread the risk for steady returns
by James Daley

Alan Steel believes multi-asset funds have been relatively disappointing so far but concedes there are some notable exceptions. 

The Telegraph

21 February 2009
Article

Beware the prophets of doom - the numbers don't stack up
by Alan Steel

“There are plenty of reasons to be cheerful.”

ASAM

16 February 2009
Article

Informing You - February 2009
by Steven Forbes

"So where should anyone with large sums of cash on deposit look to achieve a better return?"

The Scotsman

14 February 2009
Article

All signs point to a speedy recovery
by Steven Wilson

Steve Wilson correctly predicted a stronger Dollar and a drop in oil prices from their $145 peak.

The Scotsman

14 February 2009
Quote

Keeping the Taxman's hands off your nest egg
by Edward Murray

Graeme Currie says, "Working as a team is always more effective."

FT Adviser blog

13 February 2009
Article

Service with a crocodile's smile: Alan Steel
by Alan Steel

“This is a world away from the made-to-measure service clients thought they were buying into.”

The Sunday Times

8 February 2009
Quote

Solve today's crisis first, not the future's
by John Penman

Alan Steel said, “Analysis suggests we might be near the bottom of the cycle.”

The Scotsman

7 February 2009
Article

Coppock says it's about time the gloom lifted
by Alan Steel

“As the business news gets even darker, investor sentiment numbers are turning increasingly positive.”

The Scotsman

2 February 2009
Article

Heads should roll, and not just in boardrooms.
by Alan Steel

“This problem goes to the very top of regulators, the Bank of England, and indeed this Government.”

The Sunday Times

1 February 2009
Quote

Top tips for saving in a slump
by Elizabeth Colman and Ali Hussain

Alan Steel gives some tips on US Equities.

The Scotsman

26 January 2009
Quote

Grim - but renewal must be allowed to run its course
by Bill Jamieson

Alan Steel drew attention to the work of American financial psychologist Jason Zweig

The Independent

24 January 2009
Quote

Emerging markets are down but not yet out
by James Daley

Alan Steel said, “Emerging markets are for the brave, but I'd argue they present a far better opportunity than the UK at the moment.”

The Firm

21 January 2009
Quote

"Criminal" failure at RBS
by the editor

Steven Forbes said, “RBS may have been criminal in pushing staff to take up their rights issue knowing they were in financial difficulties.”  

ASAM

20 January 2009
Article

Informing You - January 2009
by Steven Forbes

"What does 2009 hold?  My guess is that it may well be a pleasant surprise."

Scotland on Sunday

18 January 2009
Article

The Flipside of the Coin
by Alan Steel

“It should be remembered economists have elbows and rear ends that are interchangeable.”

The Herald

11 January 2009
Quote

Investment opportunities do exist. You just need to know where to look
by Naomi Caine

Alan Steel says, "Probability points to 2009 being a strong up-year for markets, no matter what happens to the economy."

The Scotsman

10 January 2009
Article

Get in at the ground floor and you could be in for a big ride upwards.
by Alan Steel

“Stockmarkets worldwide are as cheap as at any time since 1990, in some cases 1974.”

FT Adviser blog

9 January 2009
Article

Relationship between regulators and those they oversee
by Alan Steel

"Why do governments appoint regulators to oversee the safe care of other people’s money?  I don’t mean why do they do it.  I mean, why do they bother?"

The Sunday Herald

4 January 2009
Quote

2009: taking chances in a cut-price economy
by Naomi Caine

Alan Steel predicts a new bull market is just around the corner and now is a once-in-a-lifetime opportunity.”

The Daily Telegraph

3 January 2009
Quote

It's time to gaze into the crystal ball
by Emma Wall

Alan Steel gives his tips for 2009.

The Scotsman

3 January 2009
Quote

Another year of depression or are there grounds for optimism?
by Jeff Salway

Alan Steel says “This is a once-in-a-lifetime opportunity to buy stockmarket assets at massive discounts.”

CA Magazine

1 January 2009
Quote

Guarding your assets
by Robert Outram

Alan Steel answers questions on the current financial turmoil.

The Sunday Herald

28 December 2008
Quote

The year the banks broke
by Ian Fraser

Alan Steel said, "As far as I'm concerned the UK regulators have been utterly useless."

Genesis Asset Management

22 December 2008
Article

Don't Get Too Lost
by Mike Williams

Alan Steel’s recommended reading for 2009 - a message from our friend Mike Williams in New York quoting Logie Cassells in Nova Scotia.

ASAM

18 December 2008
Article

Informing You - December 2008
by Steven Forbes

Steven Forbes reflects on 2008 and believes now is a time to look forward.

The Scotsman

16 December 2008
Quote

Investors show faith in shares
by Jeff Salway

Alan Steel said that investment growth prospects are strongest outside the UK.

The Scotsman

13 December 2008
Quote

Where To Now For A Man With A Stellar History?
by Erikka Askeland

Alan Steel said, “If he has a flaw I think he was blinded by his desire to beat Jupiter”

The Daily Telegraph

12 December 2008
Quote

Justice for pensioners: Savings income for pensioners
by Rosie-Murray West

Alan Steel offers some tips.

The Scotsman

6 December 2008
Article

Why I wish economists a merrier Christmas
by Alan Steel

“There’s actually a lot of good news if you were to look at numbers and statistics from a slightly different perspective.”

The Scotsman

6 December 2008
Quote

Experts calling for calm over New Star
by Jeff Salway

Alan Steel said, “As long as they retain their best fund managers New Star will do fine.”

ASAM

1 December 2008
Article

Letter from Linlithgow - December 2008
by Alan Steel

"The good news is it increasingly looks likely the US economic engine, having been retuned, and redesigned, is no longer mis-firing."

The Sunday Telegraph

30 November 2008
Article

Bulldog markets
by Alan Steel

“This is the best time to invest in shares since 1974.”

Scotsman

8 November 2008
Article

A little maths can go a long way as brains play tricks
by Alan Steel

“Stop accepting the consensus view that all is good or all is bad.  Learn the difference between numbers and percentages.”  

Scotland on Sunday

2 November 2008
Article

Doom and gloom is only one side of the economic story
by Alan Steel

“J K Galbraith reminded us in economics the majority is always wrong.”

Independent

1 November 2008
Quote

Is it time to give up on equities?
by James Daley

Alan Steel said, “The global boom is not over.”

ASAM

28 October 2008
Article

Informing You - Update
by Steven Forbes

"The upshot - we still firmly believe the patient investor will be rewarded."

Scotsman

25 October 2008
Quote

Protection and hand-holding are key roles for all IFAs now
by Jeff Salway

Steven Wilson said, “We believe there is incredible value in the market now, but as sentiment is poor this has not been reflected in share prices as yet.”

Sunday Times

19 October 2008
Quote

How to burn a profit by playing the cycle
by Stephen Spurden

Alan Steel has increased his exposure to the US. 

ASAM

17 October 2008
Article

Informing You - Update
by Steven Forbes

Steven Forbes, Managing Director, refers to this article, written by Simon Jenkins, in The Guardian, 22 October 2008 as “wise words”.  

Insider

14 October 2008
Quote

Sheltering from the storm
by Lesley Campbell

Steven Forbes, Managing Director, said, “The patient investor can take advantage of the negativity at times like these.” 

Scotsman

11 October 2008
Article

Fat-cat bankers are not the only ones to blame for crisis
by Alan Steel

“Providing debt to those unable to service it is like throwing an anvil to a drowning man.”  

Daily Telegraph

11 October 2008
Article

A bull market is around the corner
by Alan Steel

"Keep your eye on lighthouses and not the fog." 

ASAM

10 October 2008
Article

Informing You - Update
by Steven Forbes

Steven Forbes, Managing Director, reminds us of Sir John Templeton's words. 

Sunday Times

5 October 2008
Quote

How the experts thrive in a crash
by Jennifer Hill

Alan Steel tells what he is doing with his money in this crisis. 

Scotland on Sunday

5 October 2008
Quote

After a week that saw the world's financial systems teeter on the brink... How bad can it get?
by Dani Garavelli

Alan Steel tells what the world’s richest man, Warren Buffett, was doing while the US bail-out was being discussed. 

ASAM

3 October 2008
Article

Informing You - October 2008
by Alan Steel

“We promise to keep you informed of important information like this ignored by much of the media.”

The Herald

1 October 2008
Quote

Investors seek alternative ‘safe havens’
by Alison Campsie and Chris Watt

Alan Steel said, “If you are looking to invest in something look at what Warren Buffett is doing.”

Scotsman

20 September 2008
Quote

Markets mayhem causes more than a little difficulty for IFAs
by Jeff Salway

Steve Wilson said, “With the current volatility comes opportunities and, as a result, we have increased our exposure to the US as we believe this to be very undervalued for the long term.” 

ASAM

18 September 2008
Article

HBoS Crisis Update
by Steven Forbes

Our views on the handling of the HBoS takeover.

The Herald

17 September 2008
Quote

Banks here are shaken....but experts say savings are safe
by Damien Henderson

Alan Adam, Financial Consultant, said, “We are a long way from a Northern Rock or Lehman Brothers situation.”

The Herald

16 September 2008
Quote

4500 UK staff face uncertain future as failed US bank Lehman Brothers closes doors
by William Tinning

Steve Wilson, Financial Consultant, said “It’s a case of America sneezes and the UK catches a cold.”  

Scottish Television

16 September 2008
Television

Share slump hits Scottish business
by David Cowan, Scotland Today's Chief Reporter

Graeme Currie, Director said, “Too many people are going to home in on the negatives.  But people shouldn’t panic.”

Scotsman

13 September 2008
Article

The good news is that we always get over the bad news
by Alan Steel

“Remember, we made it through all the other crises and we’ll make it through this one too.”

Standard Life Magazine

12 September 2008
Quote

Nine killer strategies of smart money makers
by the editor

Alan Steel said, “Follow money, rather than headlines.”

The Scotsman

10 September 2008
Article

Exciting opportunities await but proceed with caution
by Graeme Currie

“The current Chinese regime has demonstrated a remarkable flexibility over the last decade.”

The Independent

6 September 2008
Quote

Burgernomics: Why the price of a Big Mac may hold the key to better investment returns
by James Daley

Alan Steel says this is a great time for investors to buy into US mutual funds.

ASAM

4 September 2008
Article

Letter from Linlithgow - September 2008
by Alan Steel

"Please pay little attention to politicians if you can."

CA Magazine

1 September 2008
Quote

Financial lessons
by Ian Harper

Alan Steel said, "The key is to start as early as you can."

The Independent

30 August 2008
Quote

Where to find winners when markets are slumping and recession looms
by James Daley

Alan Adam, Financial Consultant, believes equity income funds present some of the best opportunities for playing the recovery.

Business7

29 August 2008
Quote

Break the borrowing habit - ditch debt and start saving
by Lesley Campbell

Alan Steel has some simple advice for anyone looking for an IFA.

Daily Telegraph

23 August 2008
Quote

Should you pick 'n' mix your shares as the big names flounder?
by Kara Gammell

Steve Wilson, Financial Consultant, suggests funds which have potential. 

Sunday Times

17 August 2008
Quote

Is it time to back America again?
by Jennifer Hill and Kathryn Cooper

Alan Steel said, "This is the start of a major move."

Scotsman

16 August 2008
Article

This windscreen is the prescription for future success
by Alan Steel

“A two-headed monster set to destroy our finances on an unprecedented scale.”

CA Magazine

4 August 2008
Article

Blow the economic myths
by Alan Steel

“Unfortunately, much of the information we blindly accept does not stand up to scrutiny.”

Daily Telegraph

2 August 2008
Quote

Investing in China
by Ian Cowie

Alan Steel has researched Olympic host countries’ stockmarkets.  

Moneywise

21 July 2008
Quote

Why are Britain’s biggest funds sinking?
by Sonia Speedy

Alan Adam, Financial Consultant, tells what the current markets mean for existing and new investors.

Scotsman

19 July 2008
Article

Listen to reason when emotion is running the markets dry
by Alan Steel

“Keep an open mind.  Try to be flexible, open minded and sceptical.”
Sir John Templeton

Scotsman

19 July 2008
Quote

IFA of the Year competitors hoping downturn in a bid to turn a profit
by Bill Jamieson

Steve Wilson, Financial Consultant, said, "In times like this, it's best to be disciplined."

ASAM

14 July 2008
Article

Letter from Linlithgow - July 2008
by Alan Steel

"Never make investment decisions based on emotion."

Sunday Telegraph

13 July 2008
Quote

Credit crisis roars FTSE 100 into a bear market
by Harry Wallop

Alan Steel said, “These things come in cycles and bear markets don't last nearly as long as bull markets.”

Scotsman

12 July 2008
Quote

Where is the best place to put your cash?
by Jeff Salway

Alan Steel is a great believer in the North America story.

ASAM

1 July 2008
Article

Informing You - July 2008
by Steven Forbes

Steven Forbes looks at matters making headlines just now.

Fund Strategy

30 June 2008
Quote

Ship comes in
by Simon Hildrey

Alan Steel says it is not necessary for UK investors to go offshore.

Daily Telegraph

21 June 2008
Article

There is a positive US story hidden amid the pessimistic views
by Alan Steel

“Erroneous negative news is blurring the facts.”

ASAM

12 June 2008
Article

Letter from Linlithgow - June 2008
by Alan Steel

"Here's a little bit of magic."

Daily Telegraph

7 June 2008
Quote

Time to look at the rising sun again
by Nina Montagu-Smith

Alan Steel gives his choice of Japanese fund.

Scotsman

2 June 2008
Quote

Oh dear, mind your eye, here comes Mr Cheerful
by Bill Jamieson

Mike Williams, an American stock-market guru and guest of Alan Steel, believes we have all been blinded by the black pessimism of newspaper headline writers. 

ASAM

2 June 2008
Article

Informing You - June 2008
by Steven Forbes

"Now is a time to buy into low markets and not sell."

ASAM

30 May 2008
Article

Stockmarket Update - Icebergs in the Fog
by Alan Steel

“Things that should be obvious sometimes don’t appear so.”

Citywire

28 May 2008
Article

Contrarian investor Mike Williams is the new manager of the Richmond Core Fund
by Dylan Lobo

Alan Steel said, “There was a meeting of minds between Mike and ourselves.” 

Scotsman

24 May 2008
Article

Relax, smile ... you too can kick the global fear addiction
by Alan Steel

"We've become addicted to fear."

Scotsman

17 May 2008
Quote

Weathering the financial storm proves acid test
by Bill Jamieson

A close second is Steve Wilson of Alan Steel Asset Management showing a 4.3% gain to £313,030.

Daily Telegraph

16 May 2008
Quote

Investment growth opportunities: time to take advantage of low asset prices
by Myra Butterworth

Alan Steel says, "Lessons from history tell us that one of the best times to buy is after a correction."

Scotsman

10 May 2008
Quote

Commercial Property - is it time to jump back in?
by Jeff Salway

Alan Steel believes there is a lot of investment cash waiting to get back into commercial property.

Scotland on Sunday

4 May 2008
Article

Ignore the herd's fear: there is no global recession
by Alan Steel

“The retail figures are so seriously flawed there’s no point in using them.”

Scotland on Sunday

4 May 2008
Quote

Changing the name of the game
by Rosemary Gallagher

Alan Steel said, “The change will confuse clients and gives advisers yet another thing to explain.”

ASAM

1 May 2008
Article

Informing You - May 2008
by Steven Forbes

"We believe the market represents good value."

ASAM

28 April 2008
Article

Letter from Linlithgow - April 2008
by Alan Steel

"It's wise to challenge commonly held assumptions."

Scotsman

26 April 2008
Article

Be on your guard - sensible people can easily be sucked in, and at great cost
by Alan Steel

“When he decided to cash in, the nice man had disappeared.”

Scotsman

19 April 2008
Quote

Volatile markets make life a little difficult for our IFAs
by Rosemary Gallagher

Steve Wilson, Financial Consultant, said, “The first thing to remember is this is not a ten-week competition, nor was our strategy.”

Daily Telegraph

5 April 2008
Quote

Grab a slice of blue-chip American pie
by Myra Butterworth

Alan Steel is recommending a "once in a blue moon opportunity" to his clients.

ASAM

1 April 2008
Article

Informing You - April 2008
by Steven Forbes

"No previous Chancellor was as adept at hiding ways of raising tax."

Scotsman

29 March 2008
Article

You musn't stay in the harbour for long
by Alan Steel

“Value style investment managers right now are like bairns in a sweetie shop.”

Daily Telegraph

29 March 2008
Quote

Family's fortunes could well depend on bearing the risk from the outset
by Nina Montagu-Smith

Alan Steel said, “With an income fund, you can get excellent performance as you are reinvesting the dividends.”

Financial Times

27 March 2008
Quote

Equities: building with BRICs
by Matthew Vincent

Graeme Currie, Director, said, "The question now is how much steam is left in them?"

Sunday Herald

23 March 2008
Quote

Keep your head in times of market trouble
by Naomi Caine

Alan Steel said, “The fall in the markets gives investors a remarkable buying opportunity.”

Scotland on Sunday

23 March 2008
Quote

Is ISA tax break worth the risk?
by Teresa Hunter

Alan Steel said, “Investor logic for staying out makes no sense at all.” 

Daily Telegraph

22 March 2008
Article

Economic crisis? Depends which way you describe it
by Alan Steel

“Evidence is mounting suggesting US Dollar strength to be the next surprise.”

Scotsman

22 March 2008
Article

All that glitters ...
by Alan Steel

“Two years from now, it will be interesting to see how well US large cap shares have done, seeing as nobody wants them.”

Sunday Telegraph

16 March 2008
Quote

Set sail for the swashbuckling ISAs
by Paul Farrow

Alan Steel has suggestions for the gung-ho investor

Scotsman

15 March 2008
Quote

Top advice key as choices get harder
by the editor

Steve Wilson decided to take more exposure to emerging markets and the US as he feels both these areas are under valued. 

ASAM

12 March 2008
Article

Stockmarket Update
by Alan Steel

Alan Steel, Chairman, e-mailed clients advising all evidence supports our belief this is a correction in an ongoing bull market. 

Sunday Telegraph

9 March 2008
Quote

The Best ISAs for Mr Average
by Paul Farrow

Alan Steel gives his "steady eddie" choices.

Sunday Telegraph

2 March 2008
Quote

Ideal ISAs for nervous Investors
by Paul Farrow

Alan Steel suggests ISAs for cautious investors.

Scotland on Sunday

24 February 2008
Article

The perfect investment? Absolutely not.
by Alan Steel

“When very smart people in the investment industry invent products few people understand, don’t go there.”

Scotsman

23 February 2008
Article

Good News for Investors - Poor ISA Season Tipped
by Alan Steel

“It’s time for private investors to pay attention.  This is not time for caution.”

Daily Telegraph

23 February 2008
Quote

Health funds can inoculate against virus of recession
by Nina Montagu-Smith

Alan Steel chooses a more generalist fund.

Sunday Times

10 February 2008
Quote

Ten hidden gems for your ISA fund this year
by David Budworth

Alan Steel suggests investors steer clear of Japan. 

Insider Magazine

8 February 2008
Quote

The burning question
by the editor

Alan Steel says, in all probability, there will not be a recession.

Daily Telegraph

2 February 2008
Quote

A double chance of rich rewards
by Kara Gammell

Steve Wilson, Financial Consultant, said “Yields from Income Funds look extremely attractive and the sector should bounce back in 2008.”

ASAM

1 February 2008
Article

Informing You - February 2008
by Steven Forbes

"Warren Buffett says, 'Optimism is the enemy of the rational buyer.'"

Daily Telegraph

30 January 2008
Quote

ISA Ideas
by Ian Cowie

Alan Steel gives his ISA ideas for various classes of investor.

Scotland on Sunday

27 January 2008
Quote

Shelter savings from the storms
by Teresa Hunter

Steve Wilson, Financial Consultant, said the crucial thing when going back into the market is to choose a well-run fund with a good track record.

Scotsman

26 January 2008
Article

Beware of the bogeymen's tall tales
by Alan Steel

“Forecasts of economic doom and gloom are often based on a biased interpretation of facts.”

Daily Telegraph

25 January 2008
Quote

A less taxing way of saving in these roller-coaster markets
by Teresa Hunter

Steve Wilson, Financial Consultant, chooses a low risk approach.

Scotsman

19 January 2008
Quote

Property funds fear rush for the exit doors
by Rosemary Gallagher

David Scott, Financial Consultant, was astonished that the move by Scottish Equitable is being compared to Northern Rock.

Scotsman

19 January 2008
Quote

Scotsman IFA of the Year Competition 2008
by Rosemary Gallagher

Steve Wilson, Financial Consultant, sees the real opportunities over the next 12 months coming from overseas markets.

ASAM

18 January 2008
Article

Stockmarket update
by Steven Forbes

Steven Forbes, Managing Director, e-mailed clients explaining why it is not a time to panic.

Daily Telegraph

12 January 2008
Quote

Greetings from emerging markets
by Harriet Meyer

Alan Steel said, “History tells us any sharp stockmarket falls are likely to be short-term knee jerk reactions.”

Scotsman

8 January 2008
Quote

Scots funds rank high in top performers of 2007
by Rosemary Gallagher

Alan Steel said, “This year, areas such as Latin America and China should continue to do well, especially China.”

Sunday Times

6 January 2008
Quote

25 ways to make a profit in 2008
by David Budworth

Alan Steel gives his choices

Sunday Times

6 January 2008
Quote

No 1 again – 41% profit in 5 months!
by David Budworth

Alan Steel is the winner.

Sunday Telegraph

6 January 2008
Quote

Are rising prices a golden opportunity?
by Myra Butterworth

Alan Steel said, “Private investors sentiment is showing excessively high optimistic levels, a strong sell signal.”

CA Magazine

3 January 2008
Article

Fall in with the best predictions
by Alan Steel

Alan Steel finds some interesting indicators to follow for stockmarket investment success in 2008.

ASAM

3 January 2008
Article

Informing You - January 2008
by Alan Steel

"What do you believe to be true that's actually false?"

Scotsman

29 December 2007
Quote

Launch of The Scotsman IFA of the Year 2008 Competition
by Rosemary Gallagher

Included in ten of the best prepared to do battle for the IFA of the year title is Steve Wilson, Financial Consultant

Scotsman

29 December 2007
Quote

2008 could see interesting times
by Rosemary Gallagher

Alan Steel said, "Next year should see a strengthening of the US dollar and good gains in US and emerging market funds."

Daily Telegraph

29 December 2007
Quote

So what does 2008 hold for investors?
by Emma Wall

Alan Steel gives his top tips for 2008.

Daily Telegraph

29 December 2007
Article

Oil’s Well
by Alan Steel

"It’s what we’re not told that creates surprises.  The US is working."

Scotsman

20 December 2007
Quote

Invesco knocks rival Fidelity off top spot
by Rosemary Gallagher

Alan Steel said, “There have been some difficulties with the analysts at Fidelity for the last couple of years.”

ASAM

13 December 2007
Article

Letter from Linlithgow - December 2007
by Alan Steel

“The global boom continues despite experts' worst predictions.”

Scotsman

8 December 2007
Article

It’s time to start believing in a happy new year
by Alan Steel

“Contrary to gloom merchants’ predictions, shoppers are flooding our streets and Christmas will be a retail bonanza.”

Citywire

28 November 2007
Quote

Hold or Fold – Jupiter UK Growth vs Rensburg UK Select Growth
by Tim Cooper

Steve Wilson, Financial Consultant, says whether to ‘hold or fold’.

BBC Radio Scotland

23 November 2007
Quote

Steve Forbes on the strength of the Dollar
by Fred MacAulay

Steve Forbes said, “A weak currency is actually quite good for an economy and it has certainly helped the US.”

Investment Week

21 November 2007
Article

Logie Cassells joins Alan Steel
by the editor

Logie Cassells has joined Alan Steel Asset Management as Investment Strategist.

Scotsman

16 November 2007
Article

On the contrary, there are grounds for economic optimism
by Bill Jamieson

"It’s refreshing when a US commentator dares to point out that worse crises than this have passed."

Glasgow Herald

14 November 2007
Article

Fear over sub-prime mortgage debt is 'beyond lunacy' says leading US analyst.
by Simon Bain

Mike Williams, one of New York’s leading analysts and guest of Alan Steel, said, “The sub-prime fear stalking the markets is so overblown it is beyond lunacy.”

Scotsman

10 November 2007
Article

Was it all just a dream?
by Fiona Middlemiss

“Take the longer view on what you want to achieve and lay the financial foundations to achieve it.”

Scotsman

3 November 2007
Article

Principles mean nothing if profit is all
by Alan Steel

“Recycling current legislation will not improve protection to savers and investors."

Daily Telegraph

3 November 2007
Quote

America on the cheap: how to profit from the weak dollar
by Myra Butterworth

Alan Steel said, “Traditionally, when sentiment on the dollar is weak, that is when most people are pessimistic about it and it tends to be a time to buy."

ASAM

2 November 2007
Article

Informing You - November 2007
by Steven Forbes

"Experienced long term investors ignore the noise."

Daily Telegraph

20 October 2007
Quote

Investing in China
by Kara Gammell

Alan Steel gives his opinion on profiting from China’s success.

ASAM

19 October 2007
Article

Letter from Linlithgow - October 2007
by Alan Steel

"When everybody knows, you are looking in the wrong direction.  'Everybody knows' is a decoy.  Don’t fall for it.  What you should be doing is following those in the know."

Daily Telegraph

6 October 2007
Quote

Emerging markets - homing in on new workhouses
by Kara Gammell

Alan Steel said, “The bull market in world stockmarkets since late 2002 is probably the best kept investment secret.”

Scotsman

29 September 2007
Quote

A room with a view can have real potential
by Sonia Speedy

Alan Adam, Financial Consultant, suggests a good-quality property fund manager would be able to offer similar exposure, but with a wider investment diversification.

Daily Telegraph

22 September 2007
Quote

Silver lining investment strategies
by Kara Gemmell

Alan Steel said, “The Chinese symbol for crisis consists of two separate symbols, one representing danger - the other opportunity.”

Scotland on Sunday

16 September 2007
Article

I'm sorry to burst your bubble but life will carry on
by Alan Steel

"You would beat economists' stockmarket predictions by tossing a coin."

The Herald

8 September 2007
Quote

Personal Finance - Questions & Answers
by the editor

Alan Steel answers a question about the US sub prime mortgage problem.

ASAM

3 September 2007
Article

Informing You - September 2007
by Alan Steel

"Long term investors don't knee jerk."

Daily Telegraph

1 September 2007
Quote

Benefit from market turmoil and buy funds on the cheap
by Faith Archer

Alan Steel said, “The chances are it is a buying opportunity for those investors who don’t need their money tomorrow.”

Scotsman

25 August 2007
Article

Just ignore the fog and read the signposts
by Alan Steel

Stockmarket dips have resulted in gloomy prophesies, but it could be the reverse is true.

Glasgow Herald

18 August 2007
Quote

Is the stockmarket’s bumpy ride the start of an economic meltdown?
by Simon Bain

Steve Forbes said, “If you think that this will have no impact on the future profitability of (say) utilities, tobacco or pharmaceutical companies, then we are looking at really good value.”

Scotsman

14 August 2007
Quote

How stockmarket woes could cost all of us dear
by Stephen McGinty

Alan Adam, Financial Consultant, said, “The stockmarket is the only situation when there is sale and people say, 'I'll wait until they go a bit higher'. In other words, this is an opportunity for those confident that it is a blip.”

Sunday Times

5 August 2007
Quote

Where to bag a profit before Christmas
by David Budworth

Alan Steel said, “There has been a secret bull run in technology which most investors have ignored. I would expect the run to continue.”

Daily Telegraph

4 August 2007
Quote

Stockmarket trends - protect your assets
by Myra Butterworth

Alan Steel compared recent stockmarket volatility to the turbulence experienced on a long haul flight. 

ASAM

1 August 2007
Article

Informing You - August 2007
by Steven Forbes

"Act like an experienced flier and have a look at the "duty free" stockmarket trolley."

Sunday Telegraph

29 July 2007
Quote

Markets: when to panic
by Paul Farrow

Alan Steel said, “I'm not worried and I don't believe this is the time to go defensive - it is a powerful buying opportunity.”

Scotsman

28 July 2007
Article

The eternal optimist with uncanny insight
by Alan Steel

“In 1982 he correctly predicted the future of business.  In 2007 can the Oracle do it again?”

ASAM

26 July 2007
Article

Letter from Linlithgow - Summer 2007
by Alan Steel

Alan Steel says global growth and high liquidity will continue for a long time. 

Daily Telegraph

21 July 2007
Quote

Technology light flashes amber
by Melanie Wright

Alan Steel said, “Technology is a kind of secret bull market because nobody is talking about how the best funds are doing but the closure of the Aegon fund could be a clear buying signal for the brave contrarian.”

Daily Telegraph

21 July 2007
Quote

How to make savings child’s play
by Myra Butterworth

Alan Steel said, “Invesco Perpetual Income funds have delivered with aplomb since launch 28 years ago.”

Scotsman

14 July 2007
Quote

Tight year holds growth
by David Scott

"Not the whopping 40 per cent of last year, but a tough market still made four times what deposits in a bank would return."

Scotsman

14 July 2007
Quote

IFAs spy opportunities as they take stock over lunch
by Rosemary Gallagher

Alan Adam, Financial Consultant, says, “I’m quite upbeat about the next two to three years.”

Daily Telegraph

30 June 2007
Article

Private investors ignore history lessons at their peril
by Alan Steel

Alan Steel writes, " By far the most important factor to keep you on track and away from the clutches of pessimists is contrarian sentiment."

Daily Telegraph

9 June 2007
Quote

Is it time to heed profits of doom?
by Stephen Spurdon

Alan Steel said, “It seems to me that we are a good two and a half years away from the top of the market.

ASAM

17 May 2007
Article

Letter from Linlithgow - May 2007
by Alan Steel

Alan Steel said, “It’s probably not a bad idea to nibble away at one or two technology funds if you haven’t already done so.” 

Sunday Telegraph

6 May 2007
Quote

Another tech fund cashes in its chips as the fallout continues
by James Phillipps

Alan Steel says technology investors are unlikely to come back until the next bubble.

Scotsman

5 May 2007
Quote

World of opportunity on the stockmarkets
by John Chatfeild-Roberts

The Scotsman IFA of the Year Competition 2007 is entering the final straight.

Scotsman

5 May 2007
Article

Still plenty of value in the Dow
by Alan Steel

Alan Steel says to ignore the pessimists;  US equities remain cheap.

ASAM

1 May 2007
Article

Informing You - May 2007
by Alan Steel

"Sell in May and go away doesn't work."

Daily Telegraph

28 April 2007
Quote

Muscle in on the weak dollar
by Faith Archer

Alan Steel is optimistic about the prospects for the US economy.

Scotsman

7 April 2007
Quote

Healthy gains in sight despite turbulence
by John Chatfeild-Roberts

David Scott believes he has the right asset allocation profile and is confident that time will show that.

Financial Times

7 April 2007
Quote

Finding your way through the multi-asset maze
by Dido Sandler

Alan Adam said, “A fund's ability to stand out is more about the fund management. It comes back to how good the individual manager is at running the fund."

ASAM

2 April 2007
Article

Informing You - April 2007
by Alan Steel

"History tells us the best economic formula lies with reducing tax, not increasing it."

Citywire

26 March 2007
Article

Edwards provides a touch of balanced managed class.
by Matthew Goodburn

Graeme Currie believes it is time more people recognised the ability of Midas Capital’s Simon Edwards.

The Times

24 March 2007
Quote

Where the experts invest
by Mark Atherton

Where Alan Steel is placing his ISA allowance for this tax year.

Scotsman

17 March 2007
Quote

Stock market volatility means this could well be a good time to invest
by Rosemary Gallagher

Alan Steel said, “It’s the only situation where people wait for prices to go up, rather than going for a bargain.”

Scotsman

17 March 2007
Quote

Let's not panic over sub-prime 'crisis' in US
by Rosemary Gallagher

Alan Steel has done some useful analysis of the market.

ASAM

16 March 2007
Article

Letter from Linlithgow - March 2007
by Alan Steel

Alan Steel said, "The probability is this is a buying opportunity."

Scotsman

10 March 2007
Article

Greenspan’s probability factor cut
by Alan Steel

Alan Steel said, “Former Fed chairman helped to spark equity crisis – but then he is trying to sell his memoirs.”

Scotsman

10 March 2007
Quote

Proceed with caution and come out on top
by Ian Fraser

Alan Steel remains bullish on global equities despite the recent market jitters.

Scotsman

10 March 2007
Quote

Equities still most attractive asset class in medium term
by John Chatfeild-Roberts

David Scott said, “I still believe our asset allocation is correct and, despite the recent pull back in the markets, the portfolio has held up reasonably well.”

ASAM

1 March 2007
Article

Informing You - March 2007
by Steven Forbes

"Fluctuations have always occurred in the stockmarket."

ASAM

28 February 2007
Article

Broken China?
by Alan Steel

Message from Alan Steel regarding the heavy falls in world markets on Tuesday 27 February.

ASAM

26 February 2007
Article

Letter from Linlithgow - February 2007
by Alan Steel

Alan Steel said he’d rather back stockmarket gurus than those still piling into property.

Sunday Times

25 February 2007
Quote

Why your adviser is after your ISA
by Philip Scott

Alan Steel said the campaign was nothing more than a clever way to get people to recycle their clients’ cash and earn more commission.

Scotsman

10 February 2007
Article

Why false beliefs may cost you dear
by Alan Steel

Alan Steel said economists do make predictions – usually dire ones and usually wrong.

Scotsman

10 February 2007
Quote

Equity optimism with a note of caution
by John Chatfeild-Roberts

David has decided to move out of the Jupiter North American Fund in favour of the NASDAQ and S&P 500 to try and improve performance.

Citywire

5 February 2007
Article

Wheels of Steel
by Mark Battersby

Alan Steel and Steven Forbes sharpen their competitive edge with a keen focus on demographic research and investment cycles.

Daily Telegraph

3 February 2007
Quote

Growth may be back after stunted era
by Melanie Wright

Alan Steel said, “There are some great unloved stocks that stand out, particularly in the technology sector.”

ASAM

1 February 2007
Article

Informing You - February 2007
by Steven Forbes

"The feel good factor looks like it may last for some time."

Scotsman

16 January 2007
Quote

Thoresen heads 'free financial advice' team
by Rosemary Gallagher

Alan Steel said, “This beggars belief.  It's like asking the architect of the Scottish Parliament to advise you on building your home.”

Scotsman

13 January 2007
Quote

Returns head for double-digit figures across the board
by Edward Bonham Carter

David’s portfolio has benefited from his decision to reallocate cash held on deposit into relatively aggressive equity funds, such as Jupiter Merlin Worldwide.

ASAM

3 January 2007
Article

Informing You - January 2007
by Alan Steel

"This is not a time for caution or sitting in deposits."

Sunday Telegraph

31 December 2006
Quote

Will our Wise Men in the City get it right?
by Emma Simon

Alan Steel gives his top tips for 2007.

Scotsman

30 December 2006
Quote

What the experts made of 2006 – and predict for 2007
by Rosemary Gallagher

Alan Steel said, “Whatever you do, don’t listen to those pesky pessimists.”

Daily Telegraph

30 December 2006
Quote

Experts’ New Year Resolutions
by the editor

Alan Steel reminds us to get worried about stock markets when things look perfect.

Daily Telegraph

30 December 2006
Quote

2007 Financial Forecasts
by the editor

Alan Steel’s financial forecast for 2007.

ASAM

22 December 2006
Article

Letter from Linlithgow - December 2006
by Alan Steel

Alan Steel said, “If you concentrate on the wrong factors you’ll miss the gorilla in 2007."

Scotsman

9 December 2006
Quote

The performance so far in the Scotsman IFA of the Year Competition 2006-07.
by John Chatfeild-Roberts

£50,000 investment challenge.

Sunday Herald

3 December 2006
Quote

How to make new ISA freedom work for you
by Nic Cicutti

Alan Adam, Financial Consultant, said, “We do not expect this is suddenly going to accelerate now that they can switch cash into equity funds.”

Daily Telegraph

2 December 2006
Quote

Buy USA
by Faith Archer

Alan Steel said, "The US is the great unloved, and when something is grossly undervalued, history tells us that now is a good time to invest."

Scotsman

11 November 2006
Article

Take good advice to avoid the commission rip-off
by Alan Steel

Alan Steel said, “Commission is voluntary;  you don’t have to pay these obscene charges.”

The Times

11 November 2006
Quote

Fine-tuning a chorister’s finances
by Magnus Grimond

Alan Steel gives his advice.

ASAM

1 November 2006
Article

Informing You - November 2006
by Alan Steel

"I thought this month I would concentrate on facts and leave you to form the opinions."

The Times

25 October 2006
Quote

Bolton’s exit not linked to charge cut, says Fidelity
by Magnus Grimond

Alan Steel suggested that some of the criticism of the handover of Mr Bolton’s fund was motivated by a desire by IFAs to earn fees.  “I think a lot of IFAs are taking the opportunity to churn their clients’ money and earn extra commission,” he said.

Scotsman

14 October 2006
Article

Ibiza is still the place to be – or should that be Linlithgow?
by Alan Steel

Alan Steel reckons the world is wakening up to the next phase of the bull market.

Sunday Express

8 October 2006
Quote

Fund managers fail to keep up with recovery
by Jenne Mannion

Alan Adam, Financial Consultant, says, “The 25 per cent of fund managers who can outperform the stockmarket tend to do so consistently, year in year out.”  

Scotsman

7 October 2006
Quote

Troublesome markets set a tough test for our IFA hopefuls
by Edward Bonham Carter

Jupiter says, with equity markets staging a setback at the time the competition started, David took a bold stance in holding back half the portfolio in cash. He has since used that market weakness to put some of that cash into growth-orientated funds. This looks sensible, as growth stocks are well placed to outperform.

ASAM

2 October 2006
Article

Informing You - October 2006
by Alan Steel

"We're fine - just fine."

Daily Telegraph

30 September 2006
Quote

Personal Account
by Ian Cowie

Steven Forbes contrasted blanket coverage of scare stories such as the millennium bug and bird flu with the embarrassed silence that followed in most of the media after these threats failed to materialise.

ASAM

25 September 2006
Article

Letter from Linlithgow - September 2006
by Alan Steel

Alan Steel says, “Hang on to your hats!”

Scotsman

16 September 2006
Article

Educated in the true art of investment finance by Uncle Archie
by Alan Steel

Alan Steel said, “Where are today’s bargains?   Well, if I were to tell you that most extreme pessimistic readings lie in growth and technology shares, would you have the courage to buy them?”

Scotsman

9 September 2006
Article

Things are looking up but we must be wary of any slowdown in the key US markets
by John Chatfeild-Roberts

David Scott said, “I am not concerned I am slightly behind the others at this stage because I have kept the gunpowder dry during the uncertain Summer and am confident I will catch up quickly over the next few months.”

Scotland on Sunday

3 September 2006
Article

Before you invest, make sure you’re on the right track
by Alan Steel

Alan Steel said, “The findings are bad news for those in funds that match or track the index.”

Daily Telegraph

2 September 2006
Quote

St Leger Day saying rings true for this year's shares
by Faith Archer

Alan Steel takes a different tack.

ASAM

1 September 2006
Article

Informing You - September 2006
by Steven Forbes

"Take heart from the bad news."

Scotsman

19 August 2006
Article

Savings terms have real cash value
by Alan Steel

Alan Steel says to keep it simple and flexible, shop around, find the best fund managers and don’t pay through the nose.

Scotsman

5 August 2006
Article

Scott breaks cover to make first changes
by the editor

David Scott has become the first contestant to make changes to his portfolio. 

ASAM

1 August 2006
Article

Informing You - August 2006
by Steven Forbes

"I wouldn't be surprised if the apprentice outperformed the master."

ASAM

24 July 2006
Article

Letter from Linlithgow - July 2006
by Alan Steel

Alan Steel said, “After the continuing nervousness in the stockmarkets, I thought it’d be helpful to give you some perspective on where we really are and what should be happening next.”

Scotsman

22 July 2006
Quote

Why writing may be on the wall for property market
by Jennifer Hill

Alan Steel said, “Demographic forces together with other fears over unemployment, debt levels and interest rates will take their toll.  I'd stay away."

Daily Telegraph

15 July 2006
Quote

Baby boomer choices to put you in the fast lane
by Faith Archer

Looking at opportunities for future growth, Alan Steel described investing in healthcare funds as “a demographic-no-brainer”.

Scotsman

8 July 2006
Quote

Uncertainty is a major problem for this year’s hopefuls
by John Chatfeild-Roberts

David Scott added, “We are sitting with 50% in cash which we are using as a short term balance.  We still anticipate a strong end to the year and we are monitoring on a weekly basis.”

ASAM

3 July 2006
Article

Informing You - July 2006
by Steven Forbes

"Crashes in any market always occur when they are least expected."

Scotsman

24 June 2006
Article

Ways of avoiding stress even when market signs are worrying
by Alan Steel

Alan Steel said, “If you have some cash, this is a good time to be investing more.”

Scotsman

24 June 2006
Quote

A split decision on special situations
by Jennifer Hill

Steven Forbes said, “It makes sense not to jump to any immediate conclusions.”

Daily Telegraph

24 June 2006
Quote

Fidelity Special Situations - Trusting in a ‘winning’ combination
by Melanie Homes and Faith Archer

Alan Steel recommends this highly to investors.

Daily Telegraph

3 June 2006
Quote

Time to go for growth after years of caution
by Stephen Ellis

Alan Steel believes investors should now be looking at funds investing in growth companies.

ASAM

1 June 2006
Article

Informing You - June 2006
by Steven Forbes

"It makes sense not to jump to immediate conclusions."

Scotsman

27 May 2006
Article

Global outlook cuts US deficit down to size
by Alan Steel

Alan Steel said, “There are many reasons for economic optimism.”

Scotsman

27 May 2006
Quote

Ride out market storms or head for safer shores?
by Alistair McArthur

Alan Steel said, “Investors come to me saying they are nervous because the markets have fallen 8 per cent.  I tell them that they weren’t nervous when the markets went up 8 per cent - they should ride it out.”

CityAM

25 May 2006
Quote

The Gold Rush in Emerging Markets
by Toby Walne

Alan Steel said, “There is an adage that you should invest in a country with more dreams than memories.”

Scotland on Sunday

21 May 2006
Article

Ignore the doom merchants - now is the time to buy
by Alan Steel

Alan Steel said, “The pessimists think we’re all going down the tubes.  I think the opposite.”

Scotsman

20 May 2006
Quote

Market moves: Is it time to bale out or dive in?
by Jennifer Hill

Alan Steel believed the recent downturn was a mere “pause for breath”.

ASAM

19 May 2006
Article

Letter from Linlithgow - May 2006
by Alan Steel

Alan Steel said, “The pessimists think we’re all going down the tubes.  I think the opposite.”

Money Marketing

11 May 2006
Quote

Fidelity’s Favourites
by Matt Goodburn

Alan Adam believes Shah’s fund management style is the closest fit to Bolton’s.

Daily Telegraph

6 May 2006
Quote

Time to buck the trend and invest in the US
by Alison Steed

Steven Forbes said, “The main benefit of a weak dollar is to American companies, because it will make American exports cheaper. A weak currency can be a big boost to the economy. It will strengthen.”

ASAM

1 May 2006
Article

Informing You - May 2006
by Alan Steel

"Around the tables were a surfeit of gloomies."

Scotsman

29 April 2006
Article

When things begin to look good, it’s time to get out.
by Alan Steel

Alan Steel said, “An easy way for the private investor to measure sentiment is to watch out for worry headlines.  The greater the worry, the better the chance experts are wrong.”

Scotsman

29 April 2006
Quote

Scotsman IFA of the Year 2006 - And the big winner is....Alan Adam
by Jennifer Hill

The judges were most impressed with the strong performance of Alan’s portfolio and the reasoning behind it.

Daily Telegraph

29 April 2006
Quote

Buried treasure lies waiting to be discovered
by Faith Archer

David Scott suggested funds which cover basic resources beyond energy.

Daily Telegraph

22 April 2006
Quote

Get the new tax year off to a flying start
by Faith Archer

Alan Steel said, "In the current rising market, you should be investing in your tax-free boxes early in the tax year, rather than at the end, because otherwise you will lose the opportunity of tax-free growth."

ASAM

11 April 2006
Article

Letter from Linlithgow - April 2006
by Alan Steel

Alan Steel said, “This is probably a good time to start thinking about taking some profits in some sectors and switching into today’s unloved areas.”

Daily Telegraph

8 April 2006
Quote

Are we on course for an invasion of the profit-takers?
by Alison Steed

Alan Steel said, “Right now, the big thing is stock markets are too high and it's time to take profits.”

Linlithgow Gazette

5 April 2006
Article

It’s like baking a cake
by the editor

Alan Steel said, “Put simply, the recipe for making money or losing it depends on where you are as investors compared to the herd.”

ASAM

3 April 2006
Article

Informing You - April 2006
by Alan Steel

"There are a couple of things I'd like to share with you."

Sunday Telegraph

2 April 2006
Quote

Six take a punt
by Paul Farrow

Alan Steel gives his tips and suggestions for this year’s ISA.

Scotsman

1 April 2006
Article

Put it in a simple trust and rest easy
by Alan Steel

Alan Steel said,  “If you want to protect the next generation from tax, get yourselves an insurance policy written in a simple Trust and it will provide funds tax free when you die.”

Sunday Times

19 March 2006
Quote

Older pension savers ‘should stay in shares’
by David Budworth

Graeme Currie said, “We have always questioned the value of slavishly reducing your equity holdings as you get older.  It puts a ceiling on the potential for further growth.”

Professional Adviser - The Top 20 Fastest Growing IFAs

15 March 2006
Article

In tune with the customer
by the editor

Alan Steel Asset Management’s business ethic revolves around the trust which is engendered between adviser and client.

Sunday Herald

12 March 2006
Quote

Don’t fool around. Invest in an ISA before April 5.
by Nic Cicutti

Alan Steel gives his own ISA choice for this tax year. 

Scotsman

11 March 2006
Quote

Expect volatility but stick with markets - they're on the up
by John Chatfeild-Roberts

Alan Adam is still in the lead with a portfolio increase of 36.4% since 1 April 2005.

Money Marketing

2 March 2006
Quote

Brics and Mortar
by Matt Davies

Alan Adam compares the current hype around Bric funds with the froth over technology

ASAM

1 March 2006
Article

Informing You - March 2006
by Alan Steel

"It's actually not all bad news."

Scotland on Sunday

26 February 2006
Quote

After the journey to hell and back, dare we ride a bucking bull market?
by Liz Dolan

Alan Steel is bristling with optimism.

Daily Telegraph

25 February 2006
Quote

Where the smart money will be heading this spring
by Jenne Mannion

As a contrarian investor, Alan Steel is optimistic about a stockmarket that most are shying away from - the United States.

Daily Telegraph

25 February 2006
Quote

Prepare for retirement like the pros
by Jenne Mannion

Since setting up his company in 1975, Alan Steel has maintained a 30 per cent ratio and has built up a healthy pension pot. 

Scotsman

11 February 2006
Quote

Keeping momentum is the key as markets show positive trends
by John Chatfeild-Roberts

Alan Adam’s top ranking portfolio is now up 33.5% since 1 April 2005.

Scotsman

4 February 2006
Article

Like with-profits funds, final-salary pensions are an anachronism
by Alan Steel

Alan Steel said, “All  members, whether they’re drawing income or not, better learn to swim before it’s too late.”

ASAM

1 February 2006
Article

Informing You - February 2006
by Steven Forbes

"What are they going to do about the next crisis?"

Daily Telegraph

21 January 2006
Quote

Consider opening the door to more storeys in your portfolio
by Faith Archer

Alan Steel said, “With commercial property, you do not get the same knee-jerk reaction to events.”

Scotsman

14 January 2006
Quote

Rising stock markets across the world boost investor confidence
by John Chatfeild-Roberts

Alan Adam is continuing to hold the top ranking in the Scotsman IFA of the Year.

Scotsman

7 January 2006
Article

It’s a dog-eat-dog world out there for turkeys
by Alan Steel

Alan Steel said, “So what’s the European dogs’ portfolio of 2006 going to look like?  Apparently a successful portfolio should contain banks, insurers and telecoms.  And that’s interesting because many of the contrarian fund managers we talk to on a regular basis are of the same opinion.”

Practical Investors Journal

4 January 2006
Quote

Active and Passive Funds
by Jennifer Hill

Alan Steel said, “The best fund managers are contrarian; they fish around in the barrel of undervalue. This is in line with the most successful method of investment over the long-term - buy cheap and sell high. Trackers buy high and sell cheap.  Fundamentally, a tracker can’t work.”

ASAM

3 January 2006
Article

Informing You - January 2006
by Alan Steel

"We believe the job creation and wealth creation in the US and elsewhere globally will continue."

Scottish Business Insider

2 January 2006
Quote

You don’t have to put your money into gilts to be safe
by Lesley Campbell

Alan Steel said, “Life isn’t linear, it’s cyclical and your portfolio should reflect that.”

The Herald

2 January 2006
Quote

Analysts tip Japan for top returns this year
by Simon Bain

Alan Steel’s forecast of 5500 finish for the FTSE 100 came closer to most in 2005.

Daily Telegraph

31 December 2005
Quote

Buoyant blue chips and Japan top predictions
by the editor

Alan Steel gives his predictions for 2006.

Scotsman

24 December 2005
Quote

May the ghosts of Christmas tax the thoughts of Scrooge Brown
by Jennifer Hill

Alan Steel said, “When you're investing, try to save tax. Make sure you use as many tax shelters as you can because that protects you against nasty Chancellors who don't play by the book.”

Scotsman

10 December 2005
Quote

Our financial five find a share of the market’s return to strength
by Edward Bonham Carter

Alan Adam continues to rank top in the Scotsman IFA of the Year Challenge.

The Herald

8 December 2005
Quote

Boom times are back as stock market hits four-year high
by Simon Bain

Alan Steel said, “I believe we are in a growth cycle and therefore you should be investing in equities.”

Public Service Review

7 December 2005
Quote

Excellent potential for investment
by the editor

Alan Adam, Financial Consultant, answers questions about the pros and cons of investing in emerging markets.

Independent on Sunday

4 December 2005
Quote

New markets are waiting for a call, say tech funds
by Jenne Mannion

Alan Steel points out that it’s usually a good time to invest when a sector is unpopular and it is therefore cheaper to buy its shares. 

ASAM

28 November 2005
Article

Letter from Linlithgow - Nov 2005
by Alan Steel

Alan Steel said, “Going back to the May newsletter and to last August, world stockmarkets have done very nicely thank you very much since then.”

Daily Telegraph

26 November 2005
Quote

All things being equal, pick equities
by Ian Cowie

Alan Steel has long been an advocate of share-based funds for medium to long term investors.

Daily Telegraph

19 November 2005
Quote

Funds in focus: Jury still out as revolving door at Credit Suisse swings round again.
by the editor

Alan Steel sees no reason to act in haste. 

Scotsman

5 November 2005
Article

A big decision - is it growth or value?
by Jennifer Hill

Alan Steel said, “The value boys are looking at the growth sector and saying there’s fantastic value in there.”

Scotsman

15 October 2005
Article

Bumps along the way won’t derail market
by Alan Steel

Alan Steel said, “I’d bet this is another speed bump on the road to equity riches.”

Scotsman

8 October 2005
Quote

With UK sluggish, it is worth looking east – near and far
by John Chatfeild-Roberts

Alan Adam is still ranking top in the Scotsman IFA of the Year challenge.

ASAM

3 October 2005
Article

Informing You - October 2005
by Steven Forbes

"We see no signs that markets are heading towards Armageddon."

Daily Telegraph

1 October 2005
Quote

Time to harness technology again if you've a brave spirit
by Marianne Curphey

Alan Adam, Financial Consultant, said, “"Now is not the time to ditch technology trusts, and if you are brave enough you should be buying more.”

Scotsman

26 September 2005
Article

How small-cap Brough stole the stock-market performance show
by Bill Jamieson

Brough was star guest at a lunch organised by Alan Steel, the Sage of Linlithgow and a torch bearer for the message that Brough and others have been trying to convey for the past two years.

Glasgow Herald

24 September 2005
Quote

Star performing manager’s secret is simply child’s play
by Karl West

Andy Brough, manager of the star-performing Schroder Mid 250 Fund, was speaking at Edinburgh’s New Club to clients and other guests of Alan Steel Asset Management this week.

Daily Telegraph

17 September 2005
Quote

New dawn breaks for the Nikkei as reformer returns
by Alison Steed and Faith Dewey

Alan Steel said, "The smart money would be on Japanese small to middle-sized firms, so that is the kind of fund people should buy."

Daily Telegraph

12 September 2005
Quote

Make checks before signing up
by Helen Dunne

Alan Steel said investors should check out all advisers and the products before signing contracts.

Daily Telegraph

12 September 2005
Article

Why UK accounts can be best bet
by Helen Dunne

Alan Steel claims expatriates are enticed by the image of offshore accounts and sometimes may be better off buying UK based accounts.

Daily Telegraph

10 September 2005
Quote

Fidelity star causes stir with plan to split fund in two
by Ian Cowie

Alan Steel said, "Investors should beware of churning - whereby advisers may recommend switching to other funds in order to generate commission for the adviser."

Daily Telegraph

10 September 2005
Quote

Cherry picking giving you the pip? Let the experts do the legwork
by Jenne Mannion

Alan Adam, Financial Consultant, said there are many good funds-of-funds but investors should not assume that buying one is an instant recipe for success.

Daily Telegraph

3 September 2005
Article

Rush for unit trusts drives sales up tenfold
by Ian Cowie

Alan Adam, Financial Consultant, said, “After good returns from equity-based funds since March 2003, and with a cooling housing market, people are finally seeing that property is not the answer to all their investment problems.”

Daily Record

30 August 2005
Article

Don't follow the herd
by Alan Steel

Alan Steel rounds off his series for stockmarket novices by reviewing the key tenets of investing.

Daily Telegraph

27 August 2005
Quote

Healthcare stocks ride out US ruling
by Jenne Mannion

Alan Steel said, “It pays to be contrarian and buy exactly what everyone else is ignoring.”

Sunday Herald

21 August 2005
Article

There may be safety in numbers - but there is money in following a road less travelled.
by Alan Steel

Alan Steel said, “Those so gloomy about this decade overlook the potential positive benefits of three emerging technologies.

ASAM

19 August 2005
Article

Letter from Linlithgow - August 2005
by Alan Steel

Alan Steel said, “It seems sensible to back contrarian fund managers. And embrace unconventional thinkers.”

Daily Record

16 August 2005
Article

Hullo rerr China
by Alan Steel

Alan Steel said, “Sports giants like Adidas, and now Celtic, are seeking to cash in on Far Eastern markets.”

Scotsman

13 August 2005
Quote

Intrepid quintet bounce back in impressive style in our challenge
by John Chatfeild-Roberts

Jupiter says Alan Adam’s portfolio ranks top of the group so far.

Daily Telegraph

6 August 2005
Quote

Ways to strike out for rich territory ahead of the rest
by Faith Dewey

Alan Steel is very positive about financials as a sector.

Sunday Herald

31 July 2005
Quote

Man's best friend ? Not if your fund's a lazy old pooch
by Nic Cicutti

Alan Steel said, “We spend in excess of 5000 hours a year monitoring funds and inviting managers to our offices to talk to us about what they are doing.”

Scotsman

30 July 2005
Article

Fund in Focus
by Lindsey Rogerson

Alan Steel believes that now is a great time to be getting into Framlington Health.

Scotsman

9 July 2005
Article

Problems lie ahead but don't bet on all doom and gloom
by Jennifer Hill

Alan Steel said, “The last thing you should do right now is invest in resources.  That’s where the smart money has been for the last two or three years.”

ASAM

8 July 2005
Article

Letter from Linlithgow - July 2005
by Alan Steel

Alan Steel said, “For serious investors the big picture continues to be encouraging.”

Scotsman

7 July 2005
Article

How the FTSE can be false barometer of UK's economy
by John Bowker

Alan Steel said, “In reality, outstanding equity markets often exist in countries with poor economies, such as Hungary and Egypt.”

Daily Record

5 July 2005
Article

What do you know?
by Alan Steel

Everyone gets foxed by the mysteries of money, says Alan Steel, but if you remember the magic number, you’ll be able to find an investment that you can count on in later life.

Scotsman

2 July 2005
Article

Index funds are a key ingredient in the marketplace
by Lindsey Rogerson

Alan Steel said, "Obviously, what you want to do is buy cheap and sell high, but index managers have to buy high and the effect of buying overpriced stock gives you a performance drag."

ASAM

1 July 2005
Article

Informing You - July 2005
by Alan Steel

"You should be buying what nobody else wants - technology shares for example."

Good Morning Scotland

24 June 2005
Quote

Alan Steel on long term investments
by Alan Steel

Alan Steel said, "Continuing to invest in a basket of shares rather than just in one share has proved to return the best returns."

Sunday Times

5 June 2005
Quote

Harness the power of the grey pound
by David Budworth

Alan Steel said, “With their children gone, baby boomers have more disposable income to spend on dream-fulfilment goods.”

Daily Telegraph

4 June 2005
Article

Make sure you keep passing Go in real life
by Alan Steel

Alan Steel said, “Equity income trusts could well be the medium-risk, long-term answer for steady capital and income growth.”

Daily Telegraph

4 June 2005
Quote

Cash clinic: Marriage could be the solution both for love and for money
by Tessa Thorniley

David Scott advises on the importance of getting married.

Scotland on Sunday

29 May 2005
Article

Contrarian fund managers keep well ahead of the herd
by Alan Steel

Alan Steel said, “So if you want stock market investments to out-perform, find contrarian fund managers and watch your investments grow contrary to the expectations of the crowd.”

ASAM

26 May 2005
Article

Letter from Linlithgow - May 2005
by Alan Steel

Alan Steel says, "So if you want stockmarket investments to out-perform, find contrarian fund managers."

Daily Record

24 May 2005
Article

Put your trust in Unit Trusts
by Alan Steel

“If you’re looking to maximise your income, these canny funds offer long-term benefits,” says Alan Steel

Scotsman

21 May 2005
Quote

Jupiter rises above 'doom and despondency' for Alan Steel
by Jennifer Hill

Due to a correction in the markets, Alan Adam recommended a change to the portfolio.

Fund Strategy

16 May 2005
Article

Reaping the rewards of a contrarian stance
by Simon Hildrey

Alan Steel is questioned by Simon Hildrey.

Scotsman

14 May 2005
Quote

Market jitters and how our five IFA of the Year hopefuls have coped
by John Chatfeild-Roberts

£50,000 investment challenge

The Independent

7 May 2005
Quote

Rich pickings for investors happy to channel-hop
by David Prosser

Alan Steel said that Continental Europe is an obvious starting point for UK investors who need to diversify.

ASAM

2 May 2005
Article

Informing You - May 2005
by Fiona Middlemiss

Fiona Middlemiss, Technical Services Manager, talks about EU legislative changes. 

Daily Telegraph

23 April 2005
Quote

The drift is towards the Continent
by Alison Steed

Alan Steel said, “There is no doubt there has been an under-investment in the European scene.”

Scotsman

16 April 2005
Article

Playing it safe with passive funds no match for strategy
by Jennifer Hill

Alan Steel said, “The most successful method of investment of all time is to buy cheap and sell high."

Scotsman

9 April 2005
Quote

IFA of the Year Award
by a staff reporter

Five of the best pit their wits to win a £50,000 investment challenge.

The Independent

3 April 2005
Quote

Last-minute ISA buyers offered the best of all worlds
by Jenne Mannion

Alan Steel said, "Not only do they choose the best funds from the start, multi-managers spend their working week monitoring them."

The Independent

2 April 2005
Quote

Where to look for both income and growth
by Jenne Mannion

"I have been a finanical adviser for over 30 years and from day one equity income funds have continued to deliver the goods, "said Alan Steel.

Scotsman

2 April 2005
Quote

The hunt is on for The Scotsman IFA of the year
by Jennifer Hill

The six IFAs, including Alan Adam, Financial Consultant, Alan Steel Asset Management, will lay bare their investment decisions.

Daily Record

29 March 2005
Quote

Your personal finance questions answered
by a staff reporter

David Scott of Alan Steel Asset Management answers some readers’ questions.

Scotsman

26 March 2005
Article

It pays to review your investment fund portfolios
by Jennifer Hill

Alan Steel said, “Whatever happens, you should continually review your funds and not just stick to what you think are yesterday’s winners.”

Sunday Telegraph

20 March 2005
Quote

The best of times, the worst of times
by Jenne Mannion

Alan Steel says that for new investors at least the outlook is now sunnier.

Daily Telegraph

12 March 2005
Quote

Blackberry and Apple: how the risk bears fruit
by Stephen Ellis

Alan Steel has put his ISA money into a tech fund this year with Framlington Nasdaq.

The Sunday Times

6 March 2005
Article

Is it dotcom mania all over again?
by David Budworth

Alan Steel says, “Over the next two years, I think a lot of money will be made.”

Daily Telegraph

5 March 2005
Quote

Big is beautiful once again as leading shares prove their worth.
by Faith Dewey

Alan Steel said, “The case is very strong for future out-performance of our biggest company shares at long last."

The Herald

5 March 2005
Article

Time to return to an equities ISA
by Andrew Collier

Alan Steel says, “We think equities are undervalued at present, and that there are some prime opportunities.”

The Scotsman

1 March 2005
Article

For Steel, small is beautiful
by Lindsey Rogerson

Steel has reached a point where he feels it is time to concentrate on what he loves best - investment research and spending time with clients.

ASAM

1 March 2005
Article

Informing You - March 2005
by Alan Steel

"We believe it is a time to be committed to equities."

Daily Telegraph

12 February 2005
Quote

Many a slip in rush to the bandwagon
by Stephen Ellis

Alan Steel said, "Too many people focus on problems and never see opportunities."

ASAM

1 February 2005
Article

Letter from Linlithgow - Feb 2005
by Alan Steel

Alan Steel says, “Most clients don’t yet have e-mail but would like regular contact.  We thought we’d do it in the form of a letter and this is the first one. “

Daily Record

1 February 2005
Article

Grab Ibiza the global action...
by Alan Steel

“Just like his favourite Balearic island, Alan Steel says the world economy is not as bad as experts paint it.”

Daily Telegraph

1 January 2005
Quote

The experts study the 2005 crystal ball
by Faith Dewey

Alan Steel said, "The FTSE 100 is not an accurate barometer of economic health or stockmarket strength."

The Scotsman

18 December 2004
Quote

IFAs reveal where the smart money (theirs) is
by Lindsey Rogerson

Alan Steel said, "Last year, my Maxi ISA was with emerging markets, but is now being switched to First State to follow the fund manager."

BBC Radio Scotland

9 December 2004
Quote

Popular capitalism
by Sandy Murray

Alan Steel said, "The more pessimists you have, the more you should be buying."

Daily Telegraph

20 November 2004
Article

A Whether Update
by Alan Steel

Alan Steel says “I told you so,” as share prices hit new peaks – and explains why he thinks the best is yet to come."

Daily Record

16 November 2004
Article

Ignore the Scrooges - don't dump your ISAs
by Alan Steel

Alan Steel says, “So don’t dump your Maxi ISAs, or stop putting money into your pensions or Unit Trusts. Just make sure they’re in decent investment funds.”

The Scotsman

13 November 2004
Article

Is the United States economy busted?
by Alan Steel

Alan Steel said, “With inflation and interest rates much lower now than then, history is on the side of better growth and higher stockmarkets.”

Daily Telegraph

13 November 2004
Quote

Looking for growth? Try adding a little zip to your portfolio
by Stephen Ellis

Alan Steel, who runs his own investment advice business in West Lothian, believes it will be China that will show the strongest growth and that will drive Far East funds.

Daily Record

2 November 2004
Article

Buy cheap, sell high - it works every single time
by Alan Steel

Alan Steel says, "All the research available to us points firmly to strong economic growth in the world over the next few years."

Daily Telegraph

23 October 2004
Article

Not so much who dares as who does the work
by Ian Cowie

Alan Steel said, "It is obviously time to be in the market and to gain exposure to growth stocks through actively managed funds."

Daily Record

19 October 2004
Article

Match the pattern and reap the rewards
by Alan Steel

Alan Steel reveals how tracking the past can help your financial future.

Daily Telegraph

9 October 2004
Quote

Ageing baby boomers improve the prognosis of ailing sector
by Alison Steed

Alan Steel said, “Healthcare is worth considering because of the demographics of the world."

Daily Record

5 October 2004
Article

Rule No 1 - Never, ever trust an expert
by Alan Steel

In the second of his series on the secrets of sound investment, Alan Steel explains why we should never believe the prophets of doom.

Daily Telegraph

2 October 2004
Quote

How to build income from your savings
by Stephen Ellis

Alan Steel said, "There is a lot of correlation between this year and 1994 when there were also worries about interest rates, inflation, terrorists and oil."

Bloomberg Money

1 October 2004
Quote

Reviving a sleeping giant
by Jeff Prestridge

Graeme Currie says, "Threadneedle continues to do everything wrong."

e-letter to clients

24 September 2004
Article

Here comes the Sun
by Alan Steel

A couple of days ago “the Sun” phoned me. The Sun in question is Ezra Sun, one of the finest and most able Far East fund managers, known to us over the years.

Daily Record

21 September 2004
Article

Money for Numpties
by Alan Steel

Alan Steel said, “One secret is to start with a goal.  Another is to have a plan.  It will help if you can work out the size of your goal, and the timescale.”

Daily Telegraph

11 September 2004
Article

Why old adages don't always work in new markets
by Harriet Meyer

Alan Steel said, “The kind of funds which suit regular saving, in my opinion, are smaller company funds.”

Scotland on Sunday

29 August 2004
Article

Best returns a matter of timing
by Lesley Campbell

Alan Steel believes investment trusts are outdated and that they have been superseded by more efficient investment vehicles.

Sunday Times

22 August 2004
Quote

The great debate: where now for the stockmarket?
by Naomi Caine

Alan Steel said, "Are we really saying that there won't be any shares out there that make money?"

The Scotsman

19 August 2004
Article

Reasons to cheer death of Cult of the Equity
by Bill Jamieson

Alan Steel had made some rude remarks about Standard Life’s management earlier this year. One particularly colourful sentence referred to monkeys, darts and the share price pages of the FT.

Money Marketing

12 August 2004
Article

Don't bank on growth
by Chris Duncan

David Scott believes that, despite short-term volatility, financial funds remain a sound long-term bet.

ASAM

2 August 2004
Article

Informing You - August 2004
by Alan Steel

"We still hold our view that stockmarkets are undervalued."

e-letter to clients

26 July 2004
Article

Bolton Wonderers
by Alan Steel

Alan Steel said, "On 23 July, Steve Forbes and I were two of a very fortunate small group of people invited to have Breakfast with Anthony Bolton in Edinburgh."

Sunday Telegraph

25 July 2004
Article

Nine out of 10 fund managers are unreliable
by Paul Farrow

Alan Steel said, “Fund managers who have either a stake in the business or invest a substantial amount of their own money in the fund have more of an incentive to beat the average.”

e-letter to clients

13 July 2004
Article

Just like that
by Alan Steel

Alan Steel said, “Sooner or later some good news will filter in, institutions will buy more stock, and share prices will suddenly catch with earnings and strong economics."

Daily Telegraph

10 July 2004
Article

Second-liners score points on FTSE's premier players
by Stephen Ellis

Alan Adam said, “Trackers were in vogue in the 1990s but we are now in dramatically different times when investment managers will need to work harder to get the right performance.”

ASAM

10 July 2004
Article

Letter from America
by Alan Steel

Alan Steel offers you perspective on what really is going on in world stockmarkets and economics.

Daily Telegraph

10 July 2004
Quote

Financial advice tops agenda for former news producer
by Harriet Meyer

Steven Forbes advises on the investment of a redundancy fund to supplement income.

Financial Advisor

1 July 2004
Article

Past lessons can pay dividends
by Alan Steel

Alan Steel said, “Somebody said that the only time to make money is when you are actually out in front of the herd and we all know where the herd is.”

Press Release

8 June 2004
Article

Alan Steel Asset Management says high pessimism ratios suggest increase in world markets of up to 40%
by Alan Steel

Alan Steel said, “Successful, long term, investors in any asset display courage and patience and realise it’s always best to invest and hold when the herd is elsewhere."

Money Marketing

3 June 2004
Article

Ethical Edge
by David Scott

David Scott said, “When you compare the performance of ethical funds against non-ethical funds, the difference is overwhelming. I know where my money is going.”

Daily Telegraph

25 May 2004
Article

Foolish to think immediate past is guide to future
by Ian Cowie

Alan Steel said, "Always beware of fads. The sure-fire way to lose money when investing is to follow the herd."

The Scotsman

1 May 2004
Article

Alan Steel asks what happened to the 90 per cent Club?
by Alan Steel

Alan Steel says "Hang on to your hats"

Sunday Times

25 April 2004
Article

Warning to savers as China wobbles
by Alicia Wyllie

Alan Steel said "Putting all your money in at this stage would be risky."

Daily Telegraph

11 April 2004
Article

Over 50's shouldn't run scared of equities,
by Paul Farrow

Alan Steel refuses to follow blindly the “rule” about reducing equities as you get older. In many circumstances, he turns the rule on its head.

e - letter to clients

6 April 2004
Article

Herd it again?
by Alan Steel

Alan Steel said, “We think it's wise to bet on a continued world economic recovery."

ASAM

1 April 2004
Article

Informing You - April 2004
by Alan Steel

Steven Forbes introduces our first monthly Informing You.

Daily Telegraph

27 March 2004
Article

Door to tax shelter starts to swing shut
by Harriet Meyer

Alan Steel said, “If you are cautious, buy an income fund.”

The Herald

13 March 2004
Article

Stocks and Shares return to favour
by Andrew Collier

Alan Steel said,“We are now on the brink of explosive economic growth and that offers opportunities which ISAs are ideal for."

Daily Telegraph

10 March 2004
Article

FSA rules devastate payout projections
by Teresa Hunter

Alan Steel said, “We are concerned that insurance companies are being forced out of equities at the very time we would argue they should be going into them.”

Daily Telegraph

28 February 2004
Article

The secret is - give managers a free reign
by Edmund Tirbutt

Alan Steel comments on his favourite Special Situations Fund.

The Herald

28 February 2004
Article

The tax-efficient way of saving
by Maggie Stanfield

Alan Steel is convinced that now is the time to invest.  “We’re in the beginning of the world’s most spectacular bull market. …”

Daily Telegraph

14 February 2004
Article

Beware the high-risk intruders
by Harriet Meyer

Alan Steel said, “If the fund managers believe we are in a new economic growth period and think that stockmarkets will rise, it is understandable they are buying junk bonds, which correlate more closely to equities.

Daily Telegraph

31 January 2004
Article

Career breaks leave holes in mother's pension pot
by Harriet Meyer

Alan Steel offers general advice to Ms Coates.

The Herald

31 January 2004
Article

Stampede back into equities
by Francis Shennan

Alan Steel has said we are in a new economic cycle, which is a time to look at growth funds.  The secret here is stock picking.

Daily Telegraph

17 January 2004
Article

It could be worth putting your savings in their hands
by Melanie Wright

Alan Steel said, “In 1946 and 1947, there was a massive baby boom and these people are approaching or already in retirement, which means demand for healthcare is likely to surge.”

The Scotsman

10 January 2004
Quote

ISA mix up
by Lindsay Rogerson

Alan Steel said, “My ISA this year is going into a Selestia ISA wrapper."

The Sunday Times

4 January 2004
Quote

Where the experts will invest in 2004
by Alicia Wyllie

Steel is bullish on the prospects for shares in 2004.

The Daily Telegraph

3 January 2004
Quote

Place your bets as our experts pick their rising stars for the New Year
by Faith Dewey

Alan Steel answers key questions for 2004.

The Daily Telegraph

3 January 2004
Quote

A rich mixture of ideas with plenty to resolve
by Faith Dewey

Keep faith with equities, maximise pension and ISA contributions and stay optimistic. …

Daily Telegraph

20 December 2003
Article

Wise men would do well to return to the East
by Ian Cowie

Alan Steel said there are clear signs the world is in a new economic cycle and emerging markets should be among the beneficiaries.

Sunday Times

30 November 2003
Article

Boost your profits by spotting trends
by David Budworth

Alan Steel said, "Research shows that the more 47-year-olds there are in the economy, and the more peole approaching 47, the more successful the market will be."

Sunday Herald

14 September 2003
Quote

Your Money
by Teresa Hunter

Alan Steel said, "Buy cheap, when no one else is, and sell high, when the herd is piling in."

Sunday Herald

14 September 2003
Article

Place your bets on the mavericks to defy all the pitfalls
by Alan Steel

Alan Steel reckons many experts have got it wrong on the economy.

Daily Telegraph

13 September 2003
Article

Shares emerge blinking into the sun
by Ian Cowie

Alan Steel said, "At the begining of every new cycle, people ask if the rally can continue but cheap money and emerging technologies will drive this one forward."

The Scotsman

12 September 2003
Article

Scotland's top listed firms outshine FTSE
by Bill Jamieson

Alan Steel said, "I always took the view that when this market turned, it would turn round fast. So it has proved."

BBC Radio Scotland

11 September 2003
Quote

With-Profit Policies
by Waseem Zakir

Alan Steel comments on why companies are cutting bonuses.

The Scotsman

6 September 2003
Article

Will the sun continue to rise in Japan?
by Michelle McDonald

"We believe that equity out-performance form Japan and some other Far East markets coud be the suprise over the next 12-18 months," said Alan Steel.

Sunday Times

31 August 2003
Article

Fund Watch: Enterprise fund stages a recovery
by Alicia Wyllie

Alan Steel comments on the Artemis New Enterprise fund.

Sunday Times

31 August 2003
Article

Tech stocks have powered ahead
by Alicia Wyllie

Alan Steel says, "It may not be fashionable, but long-term investors should have the courage to back technology. We are now at the start of a new economic cycle and prices are low."

The Scotsman

24 August 2003
Article

Equities recover their appeal
by Lindsey Rogerson

Alan Steel pointed out that equity investors could have achieved a 40% gain.

Sunday Times