A grim unfairy tale of SIPPs and salesmen

We had a recent visit from a retired couple just turned 70, recommended by their best friends who have been clients for 20 years. Their IFA, they explained, was a one-man band and wasn’t returning calls. They understood...

Death & Taxes Capital Punishment

Last month I mentioned Professor Parkinson's take on our tax system... “It's designed to tax income when you're living and capital when you die.” This time round let's look at what happens when we exit this mortal coil....

Stay away 'til St Leger Day? Don't bet on it

Where has the year gone ? Suddenly it’s May. And with May comes the fresh plant growth that’s such welcome news. However to balance that along comes our weary economists, awakening from their winter slumber. As my grannie...

Investor Points of Few – What We’ve Got Here is a Failure to Communicate

Originally published on HNW Magazine Jeff Miller’s latest financial market assessment on Dash of Insight reminds me of the now infamous line from the 1967 film Cool Hand Luke, where prison warden (Strother Martin) tells rebellious prisoner Paul...

Forgotten your canary? Here's when to flee the shares gold mine

The long stock market bull run has yielded juicy returns, but it will pay to know when it’s time to be more cautious Lights in the dark: indicators that the bull run might be about to end include...

Spring Cleaning

In my second article for Master Investor readers I want to raise some questions that hopefully will help improve your long-term real returns and planning. Unless of course Financial Independence doesn’t float your boat. And if it doesn’t...

The Merchants of Menace

Anybody even just glancing at the money pages over the last week can’t have failed to notice it’s that time again. For some reason or other financial journalists deem this week “ISA Season”. I read today that over...

Make sure you’re worth more than a smidgeon

Last week we had our Spring UK Budget. Immediately afterwards I, and a hundred others, strived manfully to report all the changes. A week later the biggest fund raiser change for the Government is dumped by public demand....

Money For Nothing and Cheques For Free

Well we survived another UK Budget. Don’t know about you but that’s 48 years’ worth for me. And for years our sadistic Chancellors fit in two every year just to upset us further. As usual the response of...

Few changes, and that’s fair enough

What’s the world coming to ? The UK March Budget used to be fun. Umpteen controversial changes aimed at the investment and financial planning community. Boffins would pore over thousands of pages of small print playing Spot The...