Beware the profits of doom - The numbers don't stack up

This article written by Alan first appeared on the 21st of February 2009, less than two weeks before the new bull market he predicted, began on the 9th of March. His contrarian stance proved correct. What were you...

Why annuity rates won't go back to the seventies

This article quoting Alan accurately predicted that interest rates and annuity rates would remain low and was contrarian to consensus. What were you doing at the time and what were you being advised? Alan Steel, Chairman Annuity rates...

When the herd stampedes, stay on the fringe

Yet another Edinburgh Festival bites the dust. Did you know the Fringe like the Festival proper is the same age as me? Imagine that. All three of us born in Edinburgh in 1947. Mind you unlike the performers...

The wave may be breaking, but don’t throw your shares overboard

Those concerned about the end of the bull run should consider building up a cash buffer rather than quitting the market entirely. Choppy waters: when leading investors such as Warren Buffett appear to be gearing up for a...

No need for oxygen yet…but be a little wary

It’s a while since I wrote anything about Canada. Thought it would be a welcome change from all this Brexit navel-gazing. And as luck would have it I’m just back from a 23-day trip there. Part of my...

Pessimists need to admit it’s getting better

‘I’ve got to admit it’s getting better, a little better all the time. Better, better, better,’ – Lennon & McCartney Judging by a poll two years ago of over 18,000 adults under age 65 over twenty five of...

2018 Lifetime Achievement Award Winner - Alan Steel

Winner Alan Steel was awarded our Lifetime Achievement Award at our Annual Conference, which took place on the 17th of May at Dynamic Earth in Edinburgh. The Award was presented by Gaynor Turner, Ambassador in our Edinburgh Executive...

Never mind leaving money to the kids: use IT or lose it to the taxman

How do you fancy getting a 40% discount on a dream holiday, home extension or boat? Most weeks, this column urges readers to save and invest, but a change is as good as a rest. So here is...

Optimism’s on the rise in the land down under

There’s always two ways of looking at things. That’s what separates optimists and pessimists. Back in the mists of time, 1991 when I was still young… stop sniggering at the back! … commentators were obsessed by recession fears...

Points of Few “Just Fuhgeddaboudit…”

Long before our literary purchases arrived on doorsteps via post-drop or drone delivery from Brazilian river Inc., and Kindling was anything other than a fire starter, we roamed a bricks and mortar world of A.M. milk drops, VHS...