Protection will mean different things to different people.
For us it comes down to death and taxes, apparently nothing is more certain.
You should be clear on what insurances are already in place via your employer or whether you need to be doing more to protect you and your family in the event of illness, accident or death.
Are your affairs structured tax efficiently? Are you doing all you can to potentially reduce your tax bill now and in the future?
Income in retirement - how secure is your income? Can you afford to retire? Will your spouse/partner have enough income?
Too much income or capital - are you looking to start gifting and preserving your wealth for the next generation?
Inheritance Tax – do you have an inheritance tax problem? – is there anything you can or should be doing to address it?
All of these areas affect most people at some stage - let us help you make the best decisions for you and your family.